public void CalculateMaximumAmount_DecliningFixedPrincipal_KeepExpectedInstallment()
{
Loan myContract = _SetContract(OLoanTypes.DecliningFixedInstallments, new NonRepaymentPenalties(0, 0, 0.003, 0.003), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
Assert.AreEqual(2196, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2007, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Declining_BadLoanWith_42dayslate_OverDuePrincipalAndInterest_KeepExpectedInstallment_CancelInterest_CancelFees()
{
Loan myContract = _SetContract(OLoanTypes.DecliningFixedInstallments, new NonRepaymentPenalties(0, 0, 0.003, 0.003), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, true, 100, 0, true, 888);
Assert.AreEqual(1988, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Declining_BadLoan_42DaysLate_OverduePrincipalAndInterest_KeepNotExpectedInstallment()
{
Loan myContract = _SetContract(OLoanTypes.DecliningFixedInstallments, new NonRepaymentPenalties(0, 0, 0.003, 0.003), false);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
Assert.AreEqual(1081m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public CreditContractRepayment(Loan contract, CreditContractOptions creditOptions, DateTime pDate, int pInstallmentNumber, User user, ApplicationSettings pGeneralSettings, NonWorkingDateSingleton pNonWorkingDate)
{
_generalSettings = pGeneralSettings;
_nWds = pNonWorkingDate;
_date = pDate.Date;
_installmentNumber = pInstallmentNumber;
PaidIstallments = new List <Installment>();
_amountToRepayTotalyLoan = new CalculateMaximumAmountToRepayStrategy(creditOptions, contract.Copy(), user, _generalSettings, _nWds);
_amountToRegradingLoan = new CalculateMaximumAmountToRegradingLoanStrategy(creditOptions, contract.Copy(), user, _generalSettings, _nWds);
_amountToRepayInstallment = new CalculateAmountToRepaySpecifiedInstallmentStrategy(creditOptions, contract.Copy(), user, _generalSettings, _nWds);
_calculateInstallments = new Repayment.RepayLateInstallments.CalculateInstallments(creditOptions, contract, user, _generalSettings, _nWds);
_calculateRealInterestInstallments = new CalculateRealInterestInstallments(creditOptions, _amountToRepayTotalyLoan, contract, _generalSettings, _nWds);
_feesForAnticipatedRepayment = new CalculateAnticipatedFeesStrategy(creditOptions, contract, _generalSettings);
_repayNextInstallments = new RepayNextInstallmentsStrategy(contract, creditOptions, user, _generalSettings);
_repaymentMethod = new RepaymentMethod(contract, creditOptions);
_loan = contract;
CalculateMaximumAmountAuthorizedToRepay();
CalculateAmountToRegradingLoan();
CalculateMaximumAmountForEscapedMember();
LoanOptions = creditOptions;
}
public void CalculateMaximumAmountFlat_BadLoan_42DaysLate_InitialAmount_KeepExpectedInstallment_CancelFees()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0.003, 0, 0, 0), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, true, 0, 0, false, 0);
Assert.AreEqual(1180, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Flat_BadLoan_42dayslate_OLB_KeepNotExpectedInstallment()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0.003, 0, 0), false);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
Assert.AreEqual(1185.73m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Declining_BadLoan_42dayslate_OLB_KeepExpectedInstallment()
{
Loan myContract = _SetContract(OLoanTypes.DecliningFixedInstallments, new NonRepaymentPenalties(0, 0.003, 0, 0), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 121.77 + 1000 * 42 * 0.003 = 1247.77
Assert.AreEqual(1247.77m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmountFlat_BadLoan_42DaysLate_OLB_KeepExpectedInstallment()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0.003, 0, 0), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 180 + 1000 * 42 * 0.003 => 1306
Assert.AreEqual(1306, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmountFlat_BadLoan_42DaysLate_OverduePrincipal_KeepNotExpectedInstallment()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), false);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 60 + 200 * 14 * 0.003 + 800 * 0.01 => 1196,4 =>1076
Assert.AreEqual(1076, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void Flat_BadLoan_42DaysLate_InitialAmount_KeepExpectedInstallment_Fees()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0.003, 0, 0, 0), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 180 + 1000 * 42 * 0.003 => 1306 //no anticipatedFees when keep expected installment set to true
Assert.AreEqual(1306, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Flat_BadLoan_42daysLate_InitialAmount_KeepNotExpectedInstallment_DontCancelFees()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0.003, 0, 0, 0), false);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//First installment => 30
//Second installments => 30 + 200
//800 + 1000 * 42 * 0.003 + 800 * 0.01 + 260=> 1194
Assert.AreEqual(1194, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Declining_BadLoan_42dayslate_OverDuePrincipalAndInterest_KeepNotExpectedInstallment()
{
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", true);
Loan myContract = _SetContract(OLoanTypes.DecliningFixedInstallments, new NonRepaymentPenalties(0, 0, 0.003, 0.003), false);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
Assert.AreEqual(1091.4m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
//NOT CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", false);
Assert.AreEqual(1088.81m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Flat_BadLoan_42dayslate_OLB_KeepExpectedInstallment_DontCancelFees()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0.003, 0, 0), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//Without CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS: 1000 + 180 + 1000 * 42 * 0.003 => 1306
//Assert.AreEqual(1306, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
//With CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS:
// Excluding 7 days: 3 holidays (1/1/2006, 6/1/2006, 8/3/2006) and 4 weekends
Assert.AreEqual(1285, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public CalculateRealInterestInstallments(CreditContractOptions pCco,
CalculateMaximumAmountToRepayStrategy calculateMaximumAmount, Loan pContract,
ApplicationSettings pGeneralSettings, NonWorkingDateSingleton pNonWorkingDate)
{
_generalSettings = pGeneralSettings;
_nWds = pNonWorkingDate;
_contract = pContract;
_cCo = pCco;
_methodToRepayFees = new RepayFeesStrategy(pCco);
_methodToRepayInterest = new RepayInterestStrategy(pCco);
_methodToRepayCommission = new RepayCommisionStrategy(pCco);
PaidIstallments = new List <Installment>();
_calculateMaximumAmount = calculateMaximumAmount;
}
public void CalculateMaximumAmountFlat_BadLoan_42DaysLate_OverduePrincipal_KeepExpectedInstallment()
{
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.CALCULATIONLATEFEESDURINGPUBLICHOLIDAYS, false);
//1000 + 180 + 200 * 12 * 0.003
Assert.AreEqual(1187, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.CALCULATIONLATEFEESDURINGPUBLICHOLIDAYS, true);
//1000 + 180 + 200 * 14 * 0.003
Assert.AreEqual(1188, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Flat_BadLoan_42dayslate_OverDuePrincipal_KeepNotExpectedInstallment()
{
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", true);
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), false);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 60 + 200 * 14 * 0.003 + 800 * 0.01 => 1000+60+16.4
Assert.AreEqual(1089.13m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
//NOT CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", false);
myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), false);
mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 60 + 200 * 11 * 0.003 + 800 * 0.01 => 1074.6
Assert.AreEqual(1087.33m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Flat_BadLoan_42dayslate_OverDuePrincipal_KeepExpectedInstallment_DontCancelFees()
{
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", true);
Loan myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 180 + 200 * 14 * 0.003 => 1188.40
Assert.AreEqual(1188.40m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
//NOT CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", false);
myContract = _SetContract(OLoanTypes.Flat, new NonRepaymentPenalties(0, 0, 0.003, 0), true);
mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 180 + 200 * 12 * 0.003 => 1187.200
// Assert.AreEqual(1187.20m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
//dans le serveur, le resultat est 1186.60
Assert.AreEqual(1186.60m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
public void CalculateMaximumAmount_Declining_BadLoan_42dayslate_OverDuePrincipal_KeepExpectedInstallment()
{
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", true);
Loan myContract = _SetContract(OLoanTypes.DecliningFixedInstallments, new NonRepaymentPenalties(0, 0, 0.003, 0), true);
CalculateMaximumAmountToRepayStrategy mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 121.77 + 188.35 * 14 * 0.003 = 1129.68
Assert.AreEqual(1129.68m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
//NOT CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", false);
myContract = _SetContract(OLoanTypes.DecliningFixedInstallments, new NonRepaymentPenalties(0, 0, 0.003, 0), true);
mAR = _MaximumAmountToRepay(myContract, false, 0, 0, false, 0);
//1000 + 121.77 + 188.35 * 12 * 0.003 = 1128.55060
//Assert.AreEqual(1128.55m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
//dans le seurveur , le resultat est 1127.99
Assert.AreEqual(1127.99m, Math.Round(mAR.CalculateMaximumAmountAuthorizedToRepay(new DateTime(2006, 3, 15)).Value, 2));
}
