public FinancialAnalysis(LoanRequest loanRequest, VAT vat)
{
//The loan Request contains all the necessary data
//to calculate a Financial Analysis.
_loanRequest = loanRequest;
_financeUtil = new ZiblerFinanceUtilities ();
//Establish what loans are present
foreach (Loan existingLoan in _loanRequest.Loans)
{
if (existingLoan.LoanType == LoanType.CapitalDeTrabajo)
{
_wrkngCptlAmrtztn = CreateAmortizationTable (existingLoan, vat);
_wrkngCptlLoan = existingLoan;
_financeUtil.AddAmortizationPaymentDates (_wrkngCptlAmrtztn.AmortizationTable,
_wrkngCptlAmrtztn.StartDate,
_wrkngCptlAmrtztn.PaymentFrequency,
Country.Mexico);
}
if (existingLoan.LoanType == LoanType.Refaccionario)
{
_fxdAsstAmrtztn = CreateAmortizationTable (existingLoan, vat);
_fxdAsstLoan = existingLoan;
_financeUtil.AddAmortizationPaymentDates (_fxdAsstAmrtztn.AmortizationTable,
_fxdAsstAmrtztn.StartDate,
_fxdAsstAmrtztn.PaymentFrequency,
Country.Mexico);
}
}
}
/// <summary>
/// Recalculates the Interest and VAT values
/// for the local _amortization table. It takes care of
/// loading the VAT and Interest Rate values depending
/// on the amortization date.
/// </summary>
private void RecalculateInterestAndVAT(Amortization amort)
{
try
{
/* Calculate the Interest and VAT values, based on the active Interest and VAT
* rates at the time of the amortization */
foreach (AmortizationEntry amrtztn in amort.AmortizationTable)
{
DateTime? searchDate = null;
/* Use the statement date to calculate the interest since the date for the
* amortization is in the future */
bool useStmntDate =
DateUtilities.IsFirstDateGreaterThanSecondDate (amrtztn.Date,
Convert.ToDateTime (_stmntDate));
if (useStmntDate)
searchDate = _stmntDate;
else
searchDate = amrtztn.Date;
decimal intrstRtVl = GetInterestRateValue (Convert.ToDateTime (searchDate));
decimal vatValue = GetVATValue (Convert.ToDateTime (searchDate));
decimal grssErngsMrgn = _loan.GrossEarningsMargin;
/* Add the gross earnings margin */
intrstRtVl = intrstRtVl + grssErngsMrgn;
amort.RecalculateAmortization (amrtztn.Number, intrstRtVl, vatValue);
}
}
/* If the exception was thrown here, just pass it up */
catch (ZiblerBusinessComponentsException ex)
{
throw;
}
/* Catch any Data Layer or other exception and throw an unkown exception */
catch (Exception ex)
{
ZiblerBusinessComponentsUnknownException exc
= new ZiblerBusinessComponentsUnknownException (ex);
/* Throw the new exception */
throw exc;
}
}
/// <summary>
/// Creates the amortization table. This function takes every amortization and
/// calculates the payment based on the current Interest and VAT values.
/// </summary>
private void CreateAmortizationTable(ref Amortization amort)
{
try
{
AmortizationFactory amrtztnFctry = new AmortizationFactory ();
amort = amrtztnFctry.CreateAmortization (_loan.AmortizationTableType,
_loan.LoanedAmount,
_loan.NumberOfAmortizations,
_loan.PaymentFrequency,
0.0m,
_loan.GracePeriod,
Convert.ToDateTime (_loan.StartDate),
0.0m);
//Calculate the amortization.
amort.CalculateAmortizationTable ();
//Add the dates
_financeUtil.AddAmortizationPaymentDates (amort.AmortizationTable,
amort.StartDate,
amort.PaymentFrequency,
Country.Mexico);
}
/* If the exception was thrown here, just pass it up */
catch (ZiblerBusinessComponentsException ex)
{
throw;
}
/* Catch any Data Layer or other exception and throw an unkown exception */
catch (Exception ex)
{
ZiblerBusinessComponentsUnknownException exc
= new ZiblerBusinessComponentsUnknownException (ex);
/* Throw the new exception */
throw exc;
}
}
