} //HandleOnePayment
/// <summary>
///
/// </summary>
/// <param name="loanId"></param>
/// <param name="loanScheduleId"></param>
/// <param name="initialAmountDue"></param>
/// <param name="customerId"></param>
/// <param name="customerMail"></param>
/// <param name="fullname"></param>
/// <param name="reductionFee"></param>
/// <param name="isNonRegulated"></param>
/// <returns></returns>
private AutoPaymentResult TryToMakeAutoPayment(
int loanId,
int loanScheduleId,
decimal initialAmountDue,
int customerId,
string customerMail,
string fullname,
bool reductionFee,
bool isNonRegulated
)
{
var result = new AutoPaymentResult();
decimal actualAmountCharged = initialAmountDue;
int counter = 0;
while (counter <= 2)
{
PayPointReturnData payPointReturnData;
string message;
if (MakeAutoPayment(customerId, loanId, loanScheduleId, actualAmountCharged, out payPointReturnData))
{
if (isNonRegulated && IsNotEnoughMoney(payPointReturnData))
{
if (!reductionFee)
{
result.PaymentFailed = true;
message = string.Format("payPointReturnData={0} result={1}", payPointReturnData, result);
NL_AddLog(LogType.Info, "NonRegulated+IsNotEnoughMoney", new object[] { customerId, loanId, loanScheduleId, initialAmountDue }, message, null, null);
return(result);
}
counter++;
if (counter > 2)
{
message = string.Format("payPointReturnData={0} result={1}", payPointReturnData, result);
NL_AddLog(LogType.Info, "More that 2 tryings", new object[] { customerId, loanId, loanScheduleId, initialAmountDue }, message, null, null);
return(result);
}
if (counter == 1)
{
actualAmountCharged = Math.Round((initialAmountDue * (decimal)0.5), 2);
message = string.Format("Trying to charge 50% (Attempt #{0}). Customer:{1} Original amount:{2} Calculated amount:{3}. payPointReturnData={4}", counter + 1, customerId, initialAmountDue, actualAmountCharged, payPointReturnData);
Log.Info(message);
NL_AddLog(LogType.Info, "Counter==1", new object[] { customerId, loanId, loanScheduleId, initialAmountDue }, message, null, null);
}
else if (counter == 2)
{
actualAmountCharged = Math.Round((initialAmountDue * (decimal)0.25), 2);
message = string.Format("Trying to charge 25% (Attempt #{0}). Customer:{1} Original amount:{2} Calculated amount:{3}, payPointReturnData={4}", counter + 1, customerId, initialAmountDue, actualAmountCharged, payPointReturnData);
Log.Info(message);
NL_AddLog(LogType.Info, "Counter==2", new object[] { customerId, loanId, loanScheduleId, initialAmountDue }, message, null, null);
}
}
else if (IsCollectionSuccessful(payPointReturnData))
{
result.PaymentCollectedSuccessfully = true;
result.ActualAmountCharged = actualAmountCharged;
message = string.Format("payPointReturnData={0} result={1}", payPointReturnData, result);
NL_AddLog(LogType.Info, "Collection Successful", new object[] { customerId, loanId, loanScheduleId, initialAmountDue }, message, null, null);
return(result);
}
else
{
result.PaymentFailed = true;
message = string.Format("payPointReturnData={0} result={1}", payPointReturnData, result);
NL_AddLog(LogType.Info, "Collection Failed", new object[] { customerId, loanId, loanScheduleId, initialAmountDue }, message, message, null);
return(result);
} //if
}
else
{
SendExceptionMail(initialAmountDue, customerId, customerMail, fullname);
result.IsException = true;
message = string.Format("payPointReturnData={0} result={1}", payPointReturnData, result);
NL_AddLog(LogType.Info, "Collection failed -send mail", new object[] { customerId, loanId, loanScheduleId, initialAmountDue }, message, null, null);
return(result);
} //if
} //while
return(result);
} //TryToMakeAutoPayment
private void HandleOnePayment(LoanAutoChargeModel loan, NLLoanAutoChargeModel nlLoan = null)
{
string message;
int loanScheduleId = loan.LoanScheduleId;
int loanId = loan.LoanId;
int customerId = loan.CustomerId;
string customerMail = loan.Email;
string fullname = loan.Fullname;
string typeOfBusinessStr = loan.TypeOfBusiness;
DateTime dueDate = loan.DueDate; // PlannedDate
bool reductionFee = loan.ReductionFee;
string refNum = loan.RefNum; // of loan
bool lastInstallment = loan.LastInstallment; // bit
TypeOfBusiness typeOfBusiness = (TypeOfBusiness)Enum.Parse(typeof(TypeOfBusiness), typeOfBusinessStr);
bool isNonRegulated = IsRegulated(typeOfBusiness);
DateTime now = DateTime.UtcNow;
TimeSpan span = now.Subtract(dueDate);
int daysLate = (int)span.TotalDays;
// amount due.
decimal amountDue = this.payPointApi.GetAmountToPay(loanScheduleId);
if (nlLoan == null)
{
NL_AddLog(LogType.Info, string.Format("nlloan for oldLoan {0} not found", loanId), this.strategyArgs, null, null, null);
}
else
{
// new loan amount due.
decimal nlAmountDue = GetAmountToPay(nlLoan.CustomerId, nlLoan.LoanId, nlLoan.LoanScheduleId);
message = string.Format("LoanID={0} oldLoanID={1} amountDue= {2} nlAmountDue={3}", nlLoan.LoanId, nlLoan.OldLoanID, amountDue, nlAmountDue);
Log.Debug(message);
NL_AddLog(LogType.Info, "AmountDue", this.strategyArgs, message, null, null);
}
if (!ShouldCharge(lastInstallment, amountDue))
{
message = string.Format("Will not charge loan schedule id {0} (amount {1}): the minimal amount for collection is {2}.", loanScheduleId, amountDue, this.amountToChargeFrom);
Log.Info(message);
NL_AddLog(LogType.Info, "Exit 1", this.strategyArgs, message, null, null);
return;
} //if
decimal initialAmountDue = amountDue;
if ((!isNonRegulated && daysLate > 3) || !this.dueChargingDays.Contains(daysLate))
{
message = string.Format("Will not charge loan schedule id {0} (amount {1}): the charging is not scheduled today", loanScheduleId, amountDue);
Log.Info(message);
NL_AddLog(LogType.Info, "Exit 2", this.strategyArgs, message, null, null);
return;
}
// step 2 - charging
AutoPaymentResult autoPaymentResult = TryToMakeAutoPayment(
loanId,
loanScheduleId,
initialAmountDue,
customerId,
customerMail,
fullname,
reductionFee,
isNonRegulated
);
if (autoPaymentResult.IsException || autoPaymentResult.PaymentFailed)
{
Error = string.Format("Failed collection from customer:{0} amount:{1}, loanID={2}", customerId, initialAmountDue, loanId);
Log.Warn(Error);
NL_AddLog(LogType.Info, "Exit 3", this.strategyArgs, Error, null, null);
return;
} // if
// step 4 - notifications
if (autoPaymentResult.PaymentCollectedSuccessfully)
{
// send mail to customer from template "Mandrill - Repayment confirmation"
PayEarly payEarly = new PayEarly(customerId, autoPaymentResult.ActualAmountCharged, refNum);
payEarly.Execute();
SendLoanStatusMail(customerId, loanId, customerMail, autoPaymentResult.ActualAmountCharged); // Will send mail for paid off loans
} //if
} //HandleOnePayment
