public void CheckNumbers()
{
double interest = 0;
double rate;
double.TryParse(txtRate.Text, out rate);
double balance;
double.TryParse(txtBalance.Text, out balance);
if (balance > 0 && rate > 0)
{
interest = Debt.CalculateInterest(rate, balance, DateTime.Now.Year, DateTime.Now.Month);
}
double payment;
double.TryParse(txtPayment.Text, out payment);
//txtPayment.Text = Math.Round(interest, 2).ToString();
if (payment < interest)
{
btnSave.Enabled = false;
lblToLow.Visible = true;
lblToLow.Text = "Payment must be greater than " + Math.Round(interest, 2).ToString() + " to cover interest";
}
else
{
btnSave.Enabled = true;
lblToLow.Visible = false;
}
}
private void calculate_Click(object sender, EventArgs e)
{
frmDebt d = new frmDebt();
d.ShowDialog();
if (d.Value == DialogResult.OK)
{
Debt debt = new Debt(d.DebtName, d.Balance, d.IntrestRate, d.Payment, d.FirstPaymentDate);
debtList.Debts.Add(debt);
DebtList.Save(debtList, path);
RefreshData();
}
/*
* double rate = Convert.ToDouble(txtRate.Text);
* double payment = Convert.ToDouble(txtPayment.Text);
* double balance = Convert.ToDouble(txtBalance.Text);
* string name = txtName.Text;
* if (name.Trim() == "")
* {
* name = "Debt " + (debtList.Debts.Count + 1).ToString();
* }
*
* Debt debt = new Debt(name, balance, rate, payment);
* debtList.Debts.Add(debt);
*
* DebtList.Save(debtList, path);
*
* RefreshData();
*/
}
private void btnDebtDown_Click(object sender, EventArgs e)
{
int index = -1;
List <int> toSelect = new List <int>();
foreach (DataGridViewRow r in gvDebts.Rows)
{
index++;
if (r.Selected && index < gvDebts.Rows.Count - 1)
{
Debt dummy = debtList.Debts[index];
debtList.Debts[index] = debtList.Debts[index + 1];
debtList.Debts[index + 1] = dummy;
toSelect.Add(index + 1);
DebtList.Save(debtList, path);
}
}
RefreshData();
foreach (int s in toSelect)
{
gvDebts.Rows[s].Selected = true;
}
}
public DebtDisplay(Debt d)
{
Name = d.Name;
Balance = d.Balance.ToString("C2");
IntrestRate = d.IntrestRate.ToString() + "%";
Payment = d.Payment.ToString("C2");
OriginalBalance = d.OriginalBalance.ToString("C2");
FirstPaymentDate = d.FirstPaymentDate.ToShortDateString();
Enabled = d.Enabled;
}
public frmDebt(Debt debt)
{
InitializeComponent();
ddlTerms.SelectedIndex = 0;
DebtName = debt.Name;
Balance = debt.Balance;
IntrestRate = debt.IntrestRate;
Payment = debt.Payment;
FirstPaymentDate = debt.FirstPaymentDate;
}
private void gvDebts_CellDoubleClick(object sender, DataGridViewCellEventArgs e)
{
frmDebt d = new frmDebt(debtList.Debts[e.RowIndex]);
d.ShowDialog();
if (d.Value == DialogResult.OK)
{
Debt debt = new Debt(d.DebtName, d.Balance, d.IntrestRate, d.Payment, d.FirstPaymentDate);
debtList.Debts[e.RowIndex] = debt;
DebtList.Save(debtList, path);
RefreshData();
}
}
public List <DebtPayment> ProcessPlan(bool Snowball, SnowballApproaches approach, double initialSnowballPayment, DateTime?initialSnowballStart = null)
{
DateTime startProcess = DateTime.Now;
DateTime cur = DateTime.Now;
List <DebtPayment> DebtPayments = new List <DebtPayment>();
if (initialSnowballStart == null)
{
initialSnowballStart = DateTime.Now;
}
double TotalIntrest = 0;
foreach (Debt d in Debts)
{
d.Balance = d.OriginalBalance;
if (d.FirstPaymentDate < cur)
{
cur = d.FirstPaymentDate;
}
}
while (GetTotalBalance() > 0)
{
double curExtra = cur >= initialSnowballStart && Snowball ? initialSnowballPayment : 0;
if (Snowball)
{
foreach (ExtraPayment ep in ExtraPayments.Where(x => x.Enabled == true))
{
curExtra = curExtra + ep.IsItTimeToApply(cur.Month, cur.Year);
}
}
List <Debt> debtOrder = new List <Debt>();
switch (approach)
{
case SnowballApproaches.MyOrder:
debtOrder = Debts.ToList();
break;
case SnowballApproaches.LowestBalanceFirst:
debtOrder = Debts.OrderBy(x => x.OriginalBalance).ToList();
break;
case SnowballApproaches.HighestInterestFirst:
debtOrder = Debts.OrderByDescending(x => x.IntrestRate).ToList();
break;
}
foreach (Debt d in debtOrder)
{
if (d.Balance > 0 && d.Enabled && cur >= d.FirstPaymentDate)
{
double extra = 0;
if (d.Balance >= curExtra)
{
extra = curExtra;
curExtra = 0;
}
else
{
extra = d.Balance;
curExtra = curExtra - d.Balance;
}
PaymentResult pr = Debt.CalculateBalanceWithPayment(d.IntrestRate, d.Payment + extra, d.Balance, cur.Year, cur.Month);
d.Balance = pr.NewBalance;
TotalIntrest += pr.Interest;
DebtPayment dp = new DebtPayment();
dp.Intrest = Math.Round(pr.Interest, 2);
dp.Balance = Math.Round(pr.NewBalance, 2);
dp.Name = d.Name;
dp.Payment = Math.Round(d.Payment + extra, 2);
dp.ExtraPaid = extra;
dp.Principal = Math.Round(pr.Principal, 2);
dp.TotalBalance = Math.Round(GetTotalBalance(), 2);
dp.TotalInterestPaid = Math.Round(TotalIntrest, 2);
dp.Date = cur.Month.ToString() + "/" + cur.Year.ToString();
DebtPayments.Add(dp);
if (Snowball)
{
if (d.Balance == 0)
{
Debt snowballTo = new Debt();
snowballTo.Balance = 9999999999;
foreach (Debt dm in Debts)
{
if (dm.Enabled && dm.Balance < snowballTo.Balance && dm.Balance > 0)
{
snowballTo = dm;
}
}
initialSnowballPayment += d.Payment;
//snowballTo.Payment += d.Payment;
}
}
}
}
cur = cur.AddMonths(1);
if (cur.Year > 2050)
{
break;
}
}
AccumulatorCollection acPrincipal = new AccumulatorCollection();
AccumulatorCollection acInterest = new AccumulatorCollection();
for (int x = 0; x < DebtPayments.Count; x++)
{
acInterest.AddTo(DebtPayments[x].Date, DebtPayments[x].Intrest);
acPrincipal.AddTo(DebtPayments[x].Date, DebtPayments[x].Principal);
}
for (int x = 0; x < DebtPayments.Count; x++)
{
DebtPayments[x].TotalMonthlyInterest = acInterest.GetMonthAccumulation(DebtPayments[x].Date);
DebtPayments[x].TotalMonthlyPrincipal = acPrincipal.GetMonthAccumulation(DebtPayments[x].Date);
}
TimeSpan finishedProcess = DateTime.Now - startProcess;
Debug.WriteLine($"Process Took: {finishedProcess.TotalSeconds} seconds");
return(DebtPayments);
}
