public void Accept()
{
LoanProduct product = new LoanProduct(99, "Loan", 5.25m);
LoanAmount amount = new LoanAmount("USD", 200_000);
var application = new LoanApplication(42,
product,
amount,
"Sarah",
25,
"133 Pluralsight Drive, Draper, Utah",
65_000);
var mockIdentityVerifier = new Mock <IIdentityVerifier>();
mockIdentityVerifier.Setup(x => x.Validate("Sarah",
25,
"133 Pluralsight Drive, Draper, Utah"))
.Returns(true);
var mockCreditScorer = new Mock <ICreditScorer>();
var sut = new LoanApplicationProcessor(mockIdentityVerifier.Object,
mockCreditScorer.Object);
sut.Process(application);
Assert.That(application.GetIsAccepted(), Is.True);
}
public void TestCalculateMaximumAmountWithFlateBadLoanWith42dayslateWhenNonRepaymentFeesBaseOnOverDueWithoutInterestAndKeepExpectedInstallment()
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.Flat,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency {
Id = 1
}
};
package.KeepExpectedInstallment = true;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
Loan myContract = new Loan(package, 1000, 0.03m, 6, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = true;
myContract.NonRepaymentPenalties.OverDuePrincipal = 0.003;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
CreditContractOptions cCO = new CreditContractOptions(package.LoanType, package.KeepExpectedInstallment, false, 0, 0, false, 0, package.AnticipatedTotalRepaymentPenaltiesBase);
this.repayStrategy = new CalculateMaximumAmountToRegradingLoanStrategy(cCO, myContract, new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""));
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.CALCULATIONLATEFEESDURINGPUBLICHOLIDAYS, false);
//30 + 230 + 200 * 0.003 * 12 = 268.4 => 267
// Assert.AreEqual(267, Math.Round(this.repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value, 2));
Assert.AreEqual(267, Math.Round(this.repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value, 0));
ApplicationSettings.GetInstance("").UpdateParameter(OGeneralSettings.CALCULATIONLATEFEESDURINGPUBLICHOLIDAYS, true);
//30 + 230 + 200 * 0.003 * 14 = 268.4 => 268
Assert.AreEqual(268, Math.Round(this.repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value, 2));
}
public void TestCalculateMaximumAmountWithFlateBadLoanWith42DaysLateWhenNonRepaymentFeesBaseOnInitialAmountAndKeepExpectedInstallmentAndCancelFeesSetToFalse()
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.Flat,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency {
Id = 1
}
};
package.KeepExpectedInstallment = true;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
Loan myContract = new Loan(package, 1000, 0.03m, 6, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = true;
myContract.NonRepaymentPenalties.InitialAmount = 0.0123;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
//42 days late
CreditContractOptions cCO = new CreditContractOptions(package.LoanType, package.KeepExpectedInstallment, false, 0, 0, false, 0, package.AnticipatedTotalRepaymentPenaltiesBase);
this.repayStrategy = new CalculateMaximumAmountToRegradingLoanStrategy(cCO, myContract, new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""));
//30 + 230 + 1000 * 0.0123 * 42 = 776.6 => 777
// Assert.AreEqual(777, Math.Round(this.repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value, 2));
Assert.AreEqual(777, Math.Round(this.repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value, 0));
}
public void RepayInstallments_DontCancelFees_InitialAmount_RepaymentTwicelyADay()
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "10-days", 10, 0),
LoanType = OLoanTypes.Flat,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency {
Id = 1
}
};
package.KeepExpectedInstallment = true;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
Loan myContract = new Loan(package, 8000, 0.03333m, 5, 0, new DateTime(2010, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = false;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
myContract.NonRepaymentPenalties = new NonRepaymentPenalties(0, 0, 0.0667, 0.01);
myContract.CalculateInstallments(true);
myContract.Disburse(new DateTime(2010, 1, 1), false, true);
myContract.Repay(1, new DateTime(2010, 1, 8), 30, false, true);
RepaymentEvent rPE = myContract.Repay(1, new DateTime(2010, 1, 11), 0, false, true);
Assert.AreEqual(rPE.Penalties, 0);
}
public void DecliningRate_ExoticInstallments_GracePeriod()
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.DecliningFixedInstallments,
ChargeInterestWithinGracePeriod = true,
ExoticProduct = new ExoticInstallmentsTable
{
new ExoticInstallment(1, 0.1, null),
new ExoticInstallment(2, 0.1, null),
new ExoticInstallment(3, 0.1, null),
new ExoticInstallment(4, 0.1, null),
new ExoticInstallment(5, 0.1, null),
new ExoticInstallment(6, 0.5, null)
},
Currency = new Currency {
Id = 1
}
};
Loan myContract = new Loan(package, 1000, 0.03m, 7, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
_AssertSpecifiedInstallment(myContract.GetInstallment(0), 1, new DateTime(2006, 2, 1), 30, 0, 1000);
_AssertSpecifiedInstallment(myContract.GetInstallment(1), 2, new DateTime(2006, 3, 1), 30, 100, 1000);
_AssertSpecifiedInstallment(myContract.GetInstallment(2), 3, new DateTime(2006, 4, 3), 27, 100, 900);
_AssertSpecifiedInstallment(myContract.GetInstallment(3), 4, new DateTime(2006, 5, 1), 24, 100, 800);
_AssertSpecifiedInstallment(myContract.GetInstallment(4), 5, new DateTime(2006, 6, 1), 21, 100, 700);
_AssertSpecifiedInstallment(myContract.GetInstallment(5), 6, new DateTime(2006, 7, 3), 18, 100, 600);
_AssertSpecifiedInstallment(myContract.GetInstallment(6), 7, new DateTime(2006, 8, 1), 15, 500, 500);
}
public void InitializeIdentityVerifier()
{
// Arrange
LoanProduct product = new LoanProduct(99, "Loan", 5.25m);
LoanAmount amount = new LoanAmount("USD", 200_000);
var application = new LoanApplication(42,
product,
amount,
"Sarah",
25,
"133 Pluralsight Drive, Draper, Utah",
65_000);
var mockIdentityVerifier = new Mock <IIdentityVerifier>();
mockIdentityVerifier
.Setup(x => x.Validate(It.IsAny <string>(), It.IsAny <int>(), It.IsAny <string>()))
.Returns(true);
var mockCreditScorer = new Mock <ICreditScorer>();
mockCreditScorer
.Setup(x => x.Score)
.Returns(300);
var sut = new LoanApplicationProcessor(mockIdentityVerifier.Object, mockCreditScorer.Object);
// Act
sut.Process(application);
// Assert
mockIdentityVerifier.Verify(x => x.Initialize());
}
public void FlateBadLoanWith42dayslateWhenNonRepaymentFeesBaseOnOverDueWithInterestAndKeepExpectedInstallment()
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.Flat,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency {
Id = 1, UseCents = true
}
};
package.KeepExpectedInstallment = true;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
Loan myContract = new Loan(package, 1000, 0.03m, 6, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = true;
myContract.NonRepaymentPenalties.OverDuePrincipal = 0.003;
myContract.NonRepaymentPenalties.OverDueInterest = 0.003;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", true);
CreditContractOptions cCO = new CreditContractOptions(package.LoanType, package.KeepExpectedInstallment, false, 0, 0, false, 0, package.AnticipatedTotalRepaymentPenaltiesBase);
repayStrategy = new CalculateMaximumAmountToRegradingLoanStrategy(cCO, myContract, new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""));
//30 + 230 + 30 * 0.003 * 42 + 230 * 0.003 *14
Assert.AreEqual(273.44m, Math.Round(repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value, 2));
//NOT CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", false);
//30 + 230 + 30 * 0.003 * 36 + 230 * 0.003 *12
Assert.AreEqual(270.74m, repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value);
}
private static void CheckValueForPackageGracePeriod(LoanProduct pPackage)
{
if (!ServicesHelper.CheckMinMaxAndValueCorrectlyFilled(pPackage.GracePeriodMin, pPackage.GracePeriodMax, pPackage.GracePeriod))
{
throw new OpenCbsPackageSaveException(OpenCbsPackageSaveExceptionEnum.GracePeriodGroupBadlyInformed);
}
}
private static void CheckValueForPackageAnticipatedTotalRepaymentPenalties(LoanProduct pPackage)
{
if (!ServicesHelper.CheckMinMaxAndValueCorrectlyFilled(pPackage.AnticipatedTotalRepaymentPenaltiesMin, pPackage.AnticipatedTotalRepaymentPenaltiesMax, pPackage.AnticipatedTotalRepaymentPenalties))
{
throw new OpenCbsPackageSaveException(OpenCbsPackageSaveExceptionEnum.AnticipatedRepaymentPenaltiesBadlyInformed);
}
}
public void SetCyclesParamsForContract(LoanProduct product, Loan credit, Client client, bool isContractForCreation)
{
if (isContractForCreation)
{
if (product.LoanAmountCycleParams == null ||
product.RateCycleParams == null ||
product.MaturityCycleParams == null)
{
product.LoanAmountCycleParams =
ServicesProvider.GetInstance().GetProductServices().GetLoanAmountCycleParameters((int)product.CycleId);
product.RateCycleParams =
ServicesProvider.GetInstance().GetProductServices().GetInterestRateCycleParams((int)product.CycleId);
product.MaturityCycleParams =
ServicesProvider.GetInstance().GetProductServices().GetMaturityCycleParams(product.Id, (int)product.CycleId);
}
if (product.LoanAmountCycleParams.Count != 0 &&
product.RateCycleParams.Count != 0 &&
product.MaturityCycleParams.Count != 0)
{
SetLoanAmountCycle(product, client.LoanCycle);
SetRateCycle(product, client.LoanCycle);
SetMaturityCycle(product, client.LoanCycle);
}
}
else if (credit != null)
{
product.AmountMin = credit.AmountMin;
product.AmountMax = credit.AmountMax;
product.InterestRateMin = credit.InterestRateMin;
product.InterestRateMax = credit.InterestRateMax;
product.NbOfInstallmentsMin = credit.NmbOfInstallmentsMin;
product.NbOfInstallmentsMax = credit.NmbOfInstallmentsMax;
}
}
public LoanProduct FindPackage(int idPackage)
{
try
{
LoanProduct package = _productManager.Select(idPackage);
if (package == null)
{
return(null);
}
if (package.FundingLine != null)
{
package.FundingLine = _fundingLineManager.SelectFundingLineById(package.FundingLine.Id, false);
}
if (package.CycleId != null)
{
package.LoanAmountCycleParams = _productManager.SelectLoanAmountCycleParams((int)package.CycleId);
package.RateCycleParams = _productManager.SelectRateCycleParams((int)package.CycleId);
package.MaturityCycleParams = _productManager.SelectMaturityCycleParams((int)package.CycleId);
}
GetEntryFees(package);
return(package);
}
catch (Exception exception)
{
throw exception;
}
}
private LoanProduct MapLoanProduct(LoanProductViewModel model, LoanProduct loanProduct)
{
loanProduct.Id = model.LoanProductId;
loanProduct.MinAmount = model.MinAmount;
loanProduct.MaxAmount = model.MaxAmount;
loanProduct.Percentage = model.Percentage;
loanProduct.MinPeriodInMonth = model.MinPeriodInMonth;
loanProduct.MaxPeriodInMonth = model.MaxPeriodInMonth;
loanProduct.Name = model.Name;
loanProduct.Description = model.Description;
loanProduct.Type = model.Type;
loanProduct.Status = LoanProductStatus.Draft;
loanProduct.FineDayPercentage = model.FineDayPercentage;
loanProduct.AdvancedRepaymentFirstPossibleMonth = model.AdvancedRepaymentFirstPossibleMonth;
loanProduct.AdvancedRepaymentFinePercentage = model.AdvancedRepaymentFinePercentage;
loanProduct.Requirements.Id = model.Requirements.LoanProductRequirementsId;
loanProduct.Requirements.MinWorkOnLastJobInMonths = model.Requirements.MinWorkOnLastJobInMonths;
loanProduct.Requirements.MinSalary = model.Requirements.MinSalary;
loanProduct.Requirements.NeedEarningsRecord = model.Requirements.NeedEarningsRecord;
loanProduct.Requirements.NeedGuarantors = model.Requirements.NeedGuarantors;
loanProduct.Requirements.GuarantorsCount = model.Requirements.GuarantorsCount;
loanProduct.Requirements.Approvers =
this.userService.GetRoles()
.Where(x => model.Requirements.Approvers.Select(approver => approver.ToString()).Contains(x.Name))
.ToList();
return(loanProduct);
}
public void DeclineWhenCreditScoreError()
{
LoanProduct product = new LoanProduct(99, "Loan", 5.25m);
LoanAmount amount = new LoanAmount("USD", 200_000);
var application = new LoanApplication(42,
product,
amount,
"Sarah",
25,
"133 Pluralsight Drive, Draper, Utah",
65_000);
var mockIdentityVerifier = new Mock <IIdentityVerifier>();
mockIdentityVerifier.Setup(x => x.Validate("Sarah",
25,
"133 Pluralsight Drive, Draper, Utah"))
.Returns(true);
var mockCreditScorer = new Mock <ICreditScorer>();
mockCreditScorer.Setup(x => x.ScoreResult.ScoreValue.Score).Returns(300);
mockCreditScorer.Setup(x => x.CalculateScore(It.IsAny <string>(), It.IsAny <string>()))
.Throws(new InvalidOperationException("Test Exception"));
var sut = new LoanApplicationProcessor(mockIdentityVerifier.Object,
mockCreditScorer.Object);
sut.Process(application);
Assert.That(application.GetIsAccepted(), Is.False);
}
public void CalculateScore()
{
LoanProduct product = new LoanProduct(99, "Loan", 5.25m);
LoanAmount amount = new LoanAmount("USD", 200_000);
var application = new LoanApplication(42,
product,
amount,
"Sarah",
25,
"133 Pluralsight Drive, Draper, Utah",
65_000);
var mockIdentityVerifier = new Mock <IIdentityVerifier>();
mockIdentityVerifier.Setup(x => x.Validate("Sarah",
25,
"133 Pluralsight Drive, Draper, Utah"))
.Returns(true);
var mockCreditScorer = new Mock <ICreditScorer>();
mockCreditScorer.Setup(x => x.ScoreResult.ScoreValue.Score).Returns(300);
var sut = new LoanApplicationProcessor(mockIdentityVerifier.Object,
mockCreditScorer.Object);
sut.Process(application);
mockCreditScorer.Verify(x => x.CalculateScore(
"Sarah", "133 Pluralsight Drive, Draper, Utah"),
Times.Once);
}
public FrmAvalaibleLoanProducts()
{
InitializeComponent();
_package = new LoanProduct();
InitializePackages();
webBrowserPackage.ObjectForScripting = this;
}
private static void CheckCumpolsorySavingSettings(LoanProduct pPackage)
{
if (!ServicesHelper.CheckMinMaxAndValueCorrectlyFilled(pPackage.CompulsoryAmountMin, pPackage.CompulsoryAmountMax, pPackage.CompulsoryAmount))
{
throw new OpenCbsPackageSaveException(OpenCbsPackageSaveExceptionEnum.CompulsorySavingSettingsEmpty);
}
}
public void UpdateProduct_Values_DontUpdateContracts()
{
LoanProductManager loanProductManager = (LoanProductManager)container["LoanProductManager"];
LoanProduct loanProduct = loanProductManager.Select(_productWithValues.Id);
loanProduct.GracePeriod = 8;
loanProduct.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingInterest;
loanProduct.AnticipatedTotalRepaymentPenalties = 33;
loanProduct.ChargeInterestWithinGracePeriod = true;
loanProduct.NbOfInstallments = 5;
loanProduct.NonRepaymentPenalties.InitialAmount = 111;
loanProduct.NonRepaymentPenalties.OLB = 222;
loanProduct.NonRepaymentPenalties.OverDueInterest = 333;
loanProduct.NonRepaymentPenalties.OverDuePrincipal = 444;
loanProduct.EntryFees = new List <EntryFee>();
EntryFee fee = new EntryFee();
fee.Value = 2;
fee.IsAdded = true;
loanProduct.EntryFees.Add(fee);
loanProductManager.UpdatePackage(loanProduct, false);
loanProductManager.InsertEntryFees(loanProduct.EntryFees, loanProduct.Id);
LoanProduct updatedLoanProduct = loanProductManager.Select(loanProduct.Id);
updatedLoanProduct.EntryFees = loanProductManager.SelectEntryFeesWithoutCycles(updatedLoanProduct.Id, false);
AssertLoanProduct(loanProduct, updatedLoanProduct, false);
}
private static void CheckValueForCreditInsuranceValues(LoanProduct pPackage)
{
if (pPackage.CreditInsuranceMin > pPackage.CreditInsuranceMax)
{
throw new OpenCbsPackageSaveException(OpenCbsPackageSaveExceptionEnum.InsuranceBadlyFilled);
}
}
public void Flate_BadLoan_42dayslate_OnOLB_KeepNotExpectedInstallment()
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.Flat,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency {
Id = 1
}
};
package.KeepExpectedInstallment = false;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
Loan myContract = new Loan(package, 1000, 0.03m, 6, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = true;
myContract.NonRepaymentPenalties.OLB = 0.003;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
CreditContractOptions cCO = new CreditContractOptions(package.LoanType, package.KeepExpectedInstallment, false, 0, 0, false, 0, package.AnticipatedTotalRepaymentPenaltiesBase);
repayStrategy = new CalculateMaximumAmountToRegradingLoanStrategy(cCO, myContract, new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""));
//30 + 230 + 1000 * 0.003 * 42 = 386
Assert.AreEqual(386, Math.Round(repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value, 2));
}
private SalaryAdvanceView()
{
InitializeComponent();
if (MainController.LoggedUser.TransactionDate != GlobalSettings.DateOfOpenTransaction)
{
MessageWindow.ShowAlertMessage("Cannot create transactions using current date settings.");
btnDetails.IsEnabled = btnPost.IsEnabled = false;
return;
}
var code = GlobalSettings.CodeOfSalaryAdvance;
if (string.IsNullOrEmpty(code))
{
MessageWindow.ShowAlertMessage("Salary Advance code not set!");
btnDetails.IsEnabled = btnPost.IsEnabled = false;
return;
}
btnPost.Click += btnPost_Click;
btnDetails.Click += btnDetails_Click;
_loanProduct = LoanProduct.GetList().First(a => a.ProductCode == code);
// initialize cash voucher entry for salary advance
_cashVoucher = new CashVoucher
{
VoucherNo = Voucher.LastDocumentNo(VoucherTypes.CV) + 1,
};
DataContext = _cashVoucher;
}
public void Declining_BadLoanWith42dayslateWhenNonRepaymentFeesBaseOnInitialAmountAndKeepExpectedInstallment()
{
ApplicationSettings.GetInstance("").UpdateParameter("CALCULATION_LATE_FEES_DURING_PUBLIC_HOLIDAYS", true);
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.DecliningFixedInstallments,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency {
Id = 1, UseCents = true
},
RoundingType = ORoundingType.Approximate
};
package.KeepExpectedInstallment = true;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
Loan myContract = new Loan(package, 1000, 0.03m, 6, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""),
NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = true;
myContract.NonRepaymentPenalties.InitialAmount = 0.003;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
CreditContractOptions cCO = new CreditContractOptions(package.LoanType, package.KeepExpectedInstallment, false, 0, 0, false, 0, package.AnticipatedTotalRepaymentPenaltiesBase);
repayStrategy = new CalculateMaximumAmountToRegradingLoanStrategy(cCO, myContract, new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""));
//30 + 218.35 + 1000 * 0.003 * 42
Assert.AreEqual(374.35m, repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value);
}
public bool Remove(int loanProductId)
{
LoanProduct entity = this.gangsterBankUnitOfWork.LoanProductsRepository.GetById(loanProductId);
this.gangsterBankUnitOfWork.LoanProductsRepository.Remove(entity);
return(true);
}
public void DecliningRate_ExoticInstallments_NoGracePeriod_RoundingValue()
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.DecliningFixedInstallments,
ChargeInterestWithinGracePeriod = true,
ExoticProduct = new ExoticInstallmentsTable
{
new ExoticInstallment(1, 0.1, null),
new ExoticInstallment(2, 0.1, null),
new ExoticInstallment(3, 0.1, null),
new ExoticInstallment(4, 0.1, null),
new ExoticInstallment(5, 0.1, null),
new ExoticInstallment(6, 0.5, null)
},
Currency = new Currency {
Id = 1
}
};
Loan myContract = new Loan(package, 950, 0.03m, 6, 0, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
_AssertSpecifiedInstallment(myContract.GetInstallment(0), 1, new DateTime(2006, 2, 1), 28, 95, 950);
_AssertSpecifiedInstallment(myContract.GetInstallment(1), 2, new DateTime(2006, 3, 1), 26, 95, 855);
_AssertSpecifiedInstallment(myContract.GetInstallment(2), 3, new DateTime(2006, 4, 3), 23, 95, 760);
_AssertSpecifiedInstallment(myContract.GetInstallment(3), 4, new DateTime(2006, 5, 1), 20, 95, 665);
_AssertSpecifiedInstallment(myContract.GetInstallment(4), 5, new DateTime(2006, 6, 1), 17, 95, 570);
_AssertSpecifiedInstallment(myContract.GetInstallment(5), 6, new DateTime(2006, 7, 3), 14, 475, 475);
}
public void ChangeLoanProductStatus(LoanProduct loanProduct, LoanProductStatus newStatus)
{
Contract.Requires <ArgumentNullException>(loanProduct.IsNotNull());
this.VerifyLoanProductCreationWorkflow(loanProduct, newStatus);
loanProduct.Status = newStatus;
this.gangsterBankUnitOfWork.LoanProductsRepository.CreateOrUpdate(loanProduct);
}
public void AddContractRuleForLoanProduct()
{
Account genericAccount = _accountManager.Select(1);
Account specificAccount = _accountManager.Select(2);
LoanProduct loanProduct = _loanProductManager.Select(1);
EventType eventType = _eventManager.SelectEventTypeByEventType("RGLE");
EventAttribute eventAttribute = _eventManager.SelectEventAttributeByCode("principal");
ContractAccountingRule rule = new ContractAccountingRule
{
DebitAccount = genericAccount,
CreditAccount = specificAccount,
ProductType = OProductTypes.Loan,
LoanProduct = loanProduct,
ClientType = OClientTypes.Corporate,
BookingDirection = OBookingDirections.Credit,
EventAttribute = eventAttribute,
EventType = eventType
};
rule.Id = _accountingRuleManager.AddAccountingRule(rule);
Assert.AreNotEqual(0, rule.Id);
ContractAccountingRule retrievedRule = _accountingRuleManager.Select(rule.Id) as ContractAccountingRule;
_compareRules(rule, retrievedRule);
}
public void ChangeLoanProductStatus(int loanProductId, LoanProductStatus status)
{
Contract.Requires <ArgumentOutOfRangeException>(loanProductId.IsPositive());
LoanProduct loanProduct = this.gangsterBankUnitOfWork.LoanProductsRepository.GetById(loanProductId);
this.ChangeLoanProductStatus(loanProduct, status);
}
public void TestCalculateMaximumAmountWithDecliningBadLoanWith42dayslateWhenNonRepaymentFeesBaseOnOverDueWithInterestAndKeepNotExpectedInstallment()
{
LoanProduct package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = OLoanTypes.DecliningFixedInstallments,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency {
Id = 1
},
RoundingType = ORoundingType.Approximate
};
package.KeepExpectedInstallment = false;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
Loan myContract = new Loan(package, 1000, 0.03m, 6, 1, new DateTime(2006, 1, 1), new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""), ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = true;
myContract.NonRepaymentPenalties.OverDueInterest = 0.003;
myContract.NonRepaymentPenalties.OverDuePrincipal = 0.003;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
CreditContractOptions cCO = new CreditContractOptions(package.LoanType, package.KeepExpectedInstallment, false, 0, 0, false, 0, package.AnticipatedTotalRepaymentPenaltiesBase);
repayStrategy = new CalculateMaximumAmountToRegradingLoanStrategy(cCO, myContract, new User(), ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""));
//30 + 218.35 + 30 * 0.003 * 42 + 218.35 * 0.003 * 14 = 30 + 218 + 4 + 9 = 261
Assert.AreEqual(261, Math.Round(repayStrategy.CalculateMaximumAmountToRegradingLoan(new DateTime(2006, 3, 15)).Value, 2));
}
public bool CreateLoanProduct(LoanProduct loanProduct)
{
loanProduct.Status = LoanProductStatus.Draft;
this.gangsterBankUnitOfWork.LoanProductsRepository.CreateOrUpdate(loanProduct);
//this.gangsterBankUnitOfWork.LoanProductsRequirmentsRepository.CreateOrUpdate(loanProduct.Requirements);
return(true);
}
public void Add()
{
const string title = "Add new Loan Product";
const string message = "Please enter a description";
var inputWindow = new InputWindow(message, title);
if (inputWindow.ShowDialog() == true)
{
var input = inputWindow.InputText;
if (string.IsNullOrEmpty(input))
{
MessageWindow.ShowAlertMessage("Please specify a Loan Product Name");
return;
}
var newLoanProduct = LoanProduct.WhereTitleIs(input);
if (newLoanProduct != null)
{
MessageWindow.ShowAlertMessage(input + "already exists");
return;
}
var editView = new EditLoanProductView(input);
if (editView.ShowDialog() == true)
{
newLoanProduct = new LoanProduct();
newLoanProduct.Find(editView.CurrentItem.ID);
_lookup.Add(newLoanProduct);
_viewModel.Collection.Add(newLoanProduct);
}
}
}
private static Loan _SetContract(OLoanTypes pLoansType, NonRepaymentPenalties pNonRepaymentPenalties,
bool pKeepExpectedInstallment)
{
var package = new LoanProduct
{
InstallmentType = new InstallmentType(1, "Monthly", 0, 1),
LoanType = pLoansType,
ChargeInterestWithinGracePeriod = true,
Currency = new Currency {
Id = 1, UseCents = true
},
RoundingType = ORoundingType.Approximate
};
package.KeepExpectedInstallment = pKeepExpectedInstallment;
package.AnticipatedTotalRepaymentPenaltiesBase = OAnticipatedRepaymentPenaltiesBases.RemainingOLB;
var myContract = new Loan(package, 1000, 0.03m, 6, 1, new DateTime(2006, 1, 1), new User(),
ApplicationSettings.GetInstance(""), NonWorkingDateSingleton.GetInstance(""),
ProvisionTable.GetInstance(new User()), ChartOfAccounts.GetInstance(new User()));
myContract.BadLoan = true;
myContract.AnticipatedTotalRepaymentPenalties = 0.01;
myContract.NonRepaymentPenalties = pNonRepaymentPenalties;
return(myContract);
}
