public void TermLoanSamePayments()
{
IRiskFactor riskFactors = MockRepository.GenerateMock <IRiskFactor>();
riskFactors.Stub(x => x.GetFactorsForRating(Rating.Cranberry)).Return(.035m).IgnoreArguments();
DateTime start = new DateTime(2003, 11, 20);
DateTime maturity = new DateTime(2006, 11, 20);
var testLoan = Loan.CreateTermLoan(3000, start, maturity, Rating.Cranberry, riskFactors);
testLoan.Payments = new List <Payment>
{
new Payment {
Amount = 1000, Date = new DateTime(2004, 11, 20)
},
new Payment {
Amount = 1000, Date = new DateTime(2005, 11, 20)
},
new Payment {
Amount = 1000, Date = new DateTime(2006, 11, 20)
},
};
var duration = decimal.Round(testLoan.Duration(), 2, MidpointRounding.AwayFromZero);
var capital = decimal.Round(testLoan.Capital(), 2, MidpointRounding.AwayFromZero);
Assert.That(duration, Is.EqualTo(2));
Assert.That(capital, Is.EqualTo(210.29));
}
public void NotTermLoanTest()
{
IRiskFactor riskFactors = MockRepository.GenerateMock <IRiskFactor>();
riskFactors.Stub(x => x.GetFactorsForRating(Rating.Cranberry)).Return(.01m).IgnoreArguments();
Loan testLoan = new Loan(DateTime.Today.AddYears(5), null, 1000, 100, riskFactors, null);
var capital = decimal.Round(testLoan.Capital(), 2, MidpointRounding.AwayFromZero);
Assert.That(capital, Is.EqualTo(45.02));
}