private FinanceServiceArrangementRequest AddCollateralRequirements(FinanceServiceArrangementRequest request)
{
if (request.ProductSnapshot.AvailableCollateralModelsData.Count > 0)
{
ProductCollateralModel selectedModel = null;
if (!String.IsNullOrEmpty(request.ProductSnapshot.DefaultCollateralModel))
{
selectedModel = request.ProductSnapshot.AvailableCollateralModelsData.Find(c => c.Code == request.ProductSnapshot.DefaultCollateralModel);
}
if (selectedModel == null)
{
selectedModel = request.ProductSnapshot.AvailableCollateralModelsData[0];
}
request.CollateralModel = selectedModel.Code;
if (request.CollateralRequirements == null)
{
request.CollateralRequirements = new List <CollateralRequirement>();
}
foreach (var requirement in selectedModel.CollateralRequirements)
{
var collateralRequirement = new CollateralRequirement
{
// Application = request.Application,
ArrangementRequestId = request.ArrangementRequestId,
CollateralRequirementId = (request.CollateralRequirements.Count > 0) ?
request.CollateralRequirements.Max(x => x.CollateralRequirementId) + 1 : 1,
CollateralArrangementCode = requirement.CollateralArrangementCode,
FromModel = true,
MinimalCoverage = requirement.MinimalCoverage,
MinimalCoverageInLoanCurrency = request.Amount * (requirement.MinimalCoverage / 100),
ActualCoverage = 0
};
request.CollateralRequirements.Add(collateralRequirement);
}
}
return(request);
}
public async Task <ArrangementRequest> Handle(InitiateCalculateOfferCommand message, CancellationToken cancellationToken)
{
ProductConditions conditions = await _priceCalculation.ReadVariationDefinitions(message.ProductConditions);
var parameters = Mapper.Map <InitiateCalculateOfferCommand, ArrangementRequestInitializationParameters>(message);
try
{
parameters.MaturityDate = Utility.GetEndDateFromPeriod(parameters.Term, message.CalculationDate);
}
catch (InvalidTermException)
{
// do nothing
}
ArrangementRequest result = _requestFactory.GetForArrangementKind(parameters, message.ArrangementKind);
if (parameters.MaturityDate.HasValue && result.IsFinanceService())
{
FinanceServiceArrangementRequest fsr = result as FinanceServiceArrangementRequest;
fsr.MaturityDate = parameters.MaturityDate.Value;
}
result.ParentProductCode = message.PartOfBundle;
result.Campaign = message.Campaign;
result.Options = message.ProductOptions;
if (result is FinanceServiceArrangementRequest finRequest)
{
finRequest.CollateralModel = message.CollateralModel;
}
Dictionary <string, OptionGroup> productShapsotOptions = new Dictionary <string, OptionGroup>();
if (message.ProductOptions != null)
{
foreach (var option in message.ProductOptions)
{
if (productShapsotOptions.TryGetValue(option.GroupCode, out OptionGroup optionGroup))
{
optionGroup.Options.Add(new Option
{
Code = option.Code,
Description = option.Description,
Effects = option.Effects
});
}
else
{
productShapsotOptions.Add(option.GroupCode, new OptionGroup
{
Code = option.GroupCode,
Description = option.GroupDescription,
Options = new List <Option>
{
new Option
{
Code = option.Code,
Description = option.Description,
Effects = option.Effects
}
}
});
}
}
}
result.ProductSnapshot = new ProductSnapshot
{
Conditions = conditions,
Campaign = message.Campaign,
OptionGroups = productShapsotOptions.Values.ToList(),
MinimumDaysForFirstInstallment = message.MinimumDaysForFirstInstallment
};
OfferApplication application = new OfferApplication
{
CustomerSegment = message.CustomerSegment,
CollateralModel = message.CollateralModel,
RiskScore = message.RiskScore ?? null,
ChannelCode = message.Channel,
DebtToIncome = message.DebtToIncome,
CustomerValue = message.CustomerValue,
CreditRating = message.CreditRating,
RequestDate = message.RequestDate
};
try
{
_logger.LogInformation("Calculating offer for term: {term}, annuity: {annutiy} and amount {amount} and interest rate: {rate}", message.Term, message.Annuity, message.Amount, message.InterestRate);
result = _calculatorProvider.Calculate(result, application, message.BundledComponents);
RemoveDmnFields(result);
try
{
await _auditClient.WriteLogEntry(AuditLogEntryAction.Execute, AuditLogEntryStatus.Success, "application", application.ApplicationNumber, "Calculating offer for term: " + message.Term + ", annuity: " + message.Annuity + " and amount " + message.Amount, new { });
}
catch (Exception ex)
{
_logger.LogError(ex, "Audit error in UpdateApplicationStatusCommandHandler");
}
return(result);
}
catch (MaxNumberOfIterationsException e)
{
_logger.LogInformation("Error in calculation: {calcErr}. Command data: {command}", e.Message, message);
throw e;
}
catch (Exception exp)
{
_logger.LogError(exp, "Exception while calculating offer for data, term: {term}, annuity: {annutiy} and amount {amount} and interest rate: {rate}", message.Term, message.Annuity, message.Amount, message.InterestRate);
throw new NotImplementedException(exp.Message);
}
}
public async Task <ArrangementRequest> BootstrapArrangementRequest(ArrangementRequestInitializationParameters parameters,
ProductSnapshot productData, OfferApplication application)
{
#region Create initial
ArrangementKind?arrangementKind = OfferUtility.GetArrangmentKindByProductKind(productData.Kind);
parameters = GetInitializationParametersFromProduct(productData, parameters) ?? new ArrangementRequestInitializationParameters();
var arrangementRequest = GetForProductKind(parameters, productData);
arrangementRequest.ArrangementRequestId = GetNextRequestIdForApplication(application);
arrangementRequest.Application = application;
arrangementRequest.ProductSnapshot = productData;
arrangementRequest.ArrangementKind = arrangementKind;
arrangementRequest.ProductName = arrangementRequest.ProductName ?? productData.Name;
arrangementRequest.CalculationDate = arrangementRequest.CalculationDate ?? DateTime.UtcNow;
arrangementRequest.ProductCode = parameters.ProductCode ?? productData.ProductCode;
arrangementRequest.Conditions = parameters.Conditions;
arrangementRequest.Options = parameters.ProductOptions;
arrangementRequest.IsAbstractOrigin = parameters.IsAbstractOrigin ?? false;
arrangementRequest.RepaymentType = parameters.RepaymentType ?? null;
arrangementRequest.InstallmentScheduleDayOfMonth = parameters.InstallmentScheduleDayOfMonth;
#endregion
arrangementRequest.ProductSnapshotDb = await _productSnapshotRepository.PostProductSnapshot(productData);
if (arrangementRequest is FinanceServiceArrangementRequest ara)
{
#region Resolve for Finance service
arrangementRequest = AddCollateralRequirements(ara);
var conversionMethod = _configurationService.GetEffective("offer/fee-currency-conversion-method", "Buy to middle").Result;
var domesticCurrency = _configurationService.GetEffective("domestic-currency", "RSD").Result;
if (domesticCurrency != null)
{
if (domesticCurrency == parameters.Currency)
{
ara.AmountInDomesticCurrency = parameters.Amount ?? 0;
}
else if (ara.Amount != 0)
{
var financial = (FinanceServiceArrangementRequest)arrangementRequest;
CurrencyConverter currencyConverter = new CurrencyConverter();
financial.AmountInDomesticCurrency = currencyConverter.CurrencyConvert(financial.Amount, financial.Currency,
domesticCurrency, DateTime.Today.ToString("o", CultureInfo.InvariantCulture), conversionMethod);
}
}
#endregion
}
if (arrangementRequest is OverdraftFacilityRequest)
{
#region Resolve accounts for overdraft
var arrangementList = await _arrangementService.GetArrangements(parameters.CustomerNumber);
var arr = arrangementList?.FirstOrDefault();
if (arr != null)
{
List <ArrangementAccountInfo> arrangementAccounts = new List <ArrangementAccountInfo>();
JArray accountList = (JArray)arr["accounts"];
var primaryAccounts = accountList.Where(x => x["role-kind"].ToString().Equals("primary-account")).ToList();
foreach (var account in primaryAccounts)
{
var accountNumber = account["account-number"].ToString();
ArrangementAccountInfo newAccount = new ArrangementAccountInfo
{
AccountNumber = accountNumber,
RoleKind = ArrangementAccountRoleKind.SettlementAccount
};
arrangementAccounts.Add(newAccount);
}
arrangementRequest.Accounts = arrangementAccounts;
}
#endregion
}
if (!string.IsNullOrEmpty(parameters.CustomerNumber))
{
#region Resolve campaigns
var leadList = await _campaignService.GetCampaigns(parameters.CustomerNumber);
var productCampaign = leadList?.Leads?.Where(l => l.ProductCode == arrangementRequest.ProductCode).FirstOrDefault();
arrangementRequest.ProductSnapshot.Campaign = productCampaign;
arrangementRequest.Campaign = productCampaign;
#endregion
}
if (!parameters.MaturityDate.HasValue && arrangementRequest.IsFinanceService() && parameters.Term != null)
{
FinanceServiceArrangementRequest fsr = arrangementRequest as FinanceServiceArrangementRequest;
fsr.MaturityDate = Utility.GetEndDateFromPeriod(parameters.Term);
}
return(arrangementRequest);
}
