public AccruedInterestEvent GetAccruedInterestEvent(DateTime currentDate)
{
AccruedInterestEvent accruedInterestEvent = new AccruedInterestEvent
{
User = User.CurrentUser,
Date = TimeProvider.Now
};
OCurrency accruedAmount = 0;
DateTime lastDateOfPayment = StartDate;
foreach (Installment installment in InstallmentList)
{
if (installment.ExpectedDate <= currentDate)
{
accruedAmount += installment.InterestsRepayment;
if (installment.IsRepaid || installment.IsPartiallyRepaid)
{
lastDateOfPayment = installment.ExpectedDate;
if (installment.PaidDate.HasValue)
{
if (((DateTime) installment.PaidDate).Date == TimeProvider.Now.Date &&
installment.ExpectedDate < TimeProvider.Now)
{
lastDateOfPayment = installment.PaidDate.Value;
}
}
}
}
DateTime date = installment.Number == 1
? StartDate
: GetInstallment(installment.Number - 2).ExpectedDate;
if (!installment.IsRepaid && installment.ExpectedDate > currentDate && date <= currentDate)
{
int days = (currentDate - date).Days;
accruedAmount += days >= DateTime.DaysInMonth(date.Year, date.Month)
? installment.InterestsRepayment
: installment.InterestsRepayment*(double) days /
(double) DateTime.DaysInMonth(date.Year, date.Month);
accruedInterestEvent.InstallmentNumber = installment.Number - 1;
}
}
foreach (RepaymentEvent repaymentEvent in Events.GetRepaymentEvents())
{
if (!repaymentEvent.Deleted && currentDate >= repaymentEvent.Date)
accruedAmount -= repaymentEvent.Interests;
}
foreach (AccruedInterestEvent accruedEvent in Events.GetAccruedInterestEvents())
{
if (!accruedEvent.Deleted && currentDate >= accruedEvent.Date && accruedEvent.Date > lastDateOfPayment)
accruedAmount -= accruedEvent.AccruedInterest;
}
accruedInterestEvent.InterestPrepayment = accruedAmount < 0 ? -1.0m * accruedAmount : 0;
accruedAmount = accruedAmount < 0 ? 0 : accruedAmount;
OCurrency diffDays = (currentDate - lastDateOfPayment).Days <= _generalSettings.CeaseLateDays
? (currentDate - lastDateOfPayment).Days
: _generalSettings.CeaseLateDays;
int diffBetweenDays = (currentDate - lastDateOfPayment).Days;
accruedAmount = diffBetweenDays != 0 ? accruedAmount * diffDays / diffBetweenDays : 0;
accruedAmount = UseCents
? Math.Round(accruedAmount.Value, 2)
: Math.Round(accruedAmount.Value, 0);
accruedInterestEvent.AccruedInterest = accruedAmount;
accruedInterestEvent.Date = currentDate;
if (accruedInterestEvent.AccruedInterest > 0)
{
Events.Add(accruedInterestEvent);
return accruedInterestEvent;
}
return null;
}
public AccruedInterestEvent CreateLoanInterestAccruingEvent(DateTime today)
{
OCurrency accruedAmount = 0;
AccruedInterestEvent accruedInterestEvent = new AccruedInterestEvent {ClientType = _clientType};
foreach (Installment installment in _installmentList)
{
if (installment.IsRepaid)
{
accruedAmount += installment.InterestsRepayment;
}
else
{
DateTime date = installment.Number == 1 ? _startDate : GetInstallment(installment.Number - 2).ExpectedDate;
int days = (today - date).Days;
accruedAmount += days >= DateTime.DaysInMonth(date.Year, date.Month)
? installment.InterestsRepayment
: installment.InterestsRepayment * (double)days / (double)DateTime.DaysInMonth(date.Year, date.Month);
accruedAmount = UseCents ? Math.Round(accruedAmount.Value, 2) : Math.Round(accruedAmount.Value, 0);
break;
}
}
OCurrency alreadyAccrued = 0;
foreach (AccruedInterestEvent loanInterestAccruingEvent in Events.GetEventsByType(typeof(AccruedInterestEvent)))
{
alreadyAccrued += loanInterestAccruingEvent.AccruedInterest + loanInterestAccruingEvent.InterestPrepayment;
}
accruedAmount -= alreadyAccrued;
accruedInterestEvent.InterestPrepayment = accruedAmount;
accruedInterestEvent.AccruedInterest = accruedAmount;
accruedInterestEvent.Rescheduled = _rescheduled;
accruedInterestEvent.Date = today;
return accruedInterestEvent;
}
