public CreditScore(ConsumptionScore consumption, LargePurchaseScore largePurchase, LifespanScore lifespan, PaymentScore payment, UtilizationScore utilization)
 {
     this.ConsumptionRate = consumption;
     this.LargePurchases  = largePurchase;
     this.Lifespan        = lifespan;
     this.Payments        = payment;
     this.Utilization     = utilization;
 }