protected List <SelectListItem> GetInsuranceCompanies()
        {
            var defInsCos = SelectListItemCache.InsuranceCompanySelectItems()?.OrderBy(m => m.Value).ToList();

            defInsCos?.Insert(0, new SelectListItem {
                Text = @"<-- Not Assigned -->", Value = "0"
            });
            return(defInsCos);
        }